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Understanding Evangelical Christianity: It’s All About the Benjamins


Warning! Snark and pointed commentary ahead. Easily offended Evangelicals should avoid reading this post lest it “trigger” them.

Every time I write about Evangelicalism and money, I get emails and comments from angry “Spirit-filled” Evangelicals who object to my characterizations of their churches, pastors, and beliefs. Evangelicals have convinced themselves that their churches serve some higher moral purpose and that their ensconcement in their local communities is essential to the welfare of locals, Christian or not; that their churches are bastions of morality and ethics, and without it, their communities would slide into immorality, unrighteousness, and decay. In their minds, they are the bulwark holding back Satanic, atheistic, socialistic Mongols intent on destroying Western civilization. That none of these things is true matters not. Perception is reality, and when it comes to Evangelical churches, they delusionally have a bigger-than-life view of their place not only in their local communities, but in society as a whole. The fact remains, however, that if every Evangelical church closed its doors tomorrow, most communities wouldn’t even notice. Sure, members of those churches would be adversely affected, but since Evangelical churches do very little meaningful charitable work, it is doubtful that people outside of the closed churches would notice their closures. I know, I know, ouch, but, as I will show, Evangelical churches, compared to the amount of money they take in, do very little, dollar-for-dollar, to “minister” to people who aren’t members of their clubs.

Evangelicals love to tout the notion that they give more money to charitable causes than secular people do. Take that, Bruce! Well, here’s the problem with this “fact: Evangelical charitable contributions include the money they donate to their churches and other religious organizations. If, as I assert, Evangelical churches are fundamentally clubs, and that congregations pay their membership fees weekly by giving money to their respective churches, then most of the “dues” stay inside the church. Take a look at the average church’s financials. Not the annual generic bullshit summary they put out, but the actual income/expense statements. What you will find is the most church income goes towards buildings, utilities, insurance, salaries, benefits, equipment, and programs that typically only benefit club members. It is not uncommon to find that a church spends less than ten percent of its income on actual ministry outside of the four walls of their sanctuary. The bigger the church, the less percentage-wise that is spent on doing meaningful work in the community. A megachurch might talk up the fact that they spent $1 million helping the “least of these” — laudable, to be sure — but $1 million out of a $25 million budget is what? Four percent of the church’s budget. In other words, ninety-six percent of the church’s income is spent in-house. Which is their right to do. Clubs have a right to spend their monies as they see fit. After all, clubs exist to benefit members, not people outside of their memberships. The issue I have is the unwarranted trumpeting of all the “good” Evangelical churches purportedly do in their communities. (If you are inclined to fire off an angry email to me that says your church and pastor are “different,” please send me copies of your church’s income/expense statements — full statements, not a summary. So far, not one Evangelical has done so, but, hey, maybe you’ll be the first.)

If Evangelical churches are clubs — and they are — then success is measured thusly: the more asses in the pews/chairs, the more money in the collection. Asses=money. No asses, no money. What are the two statistics that every congregant and prospective member wants to know? Attendance and church income. Take a look at the average church bulletin or attendance board. What two numbers do you find, regardless of the denomination? Attendance and offering. Churches in the United States — particularly Evangelical congregations — operate much as businesses do. What are businesses most concerned about? Customer counts and revenues. Granted, businesses are also concerned about profit and loss, but churches are given billions of dollars’ worth of tax exemptions and are wrongly considered by the IRS and state tax authorities as tax-exempt non-profits. And even here, churches get to play by special rules that don’t apply to “worldly” charitable organizations. Those organizations are required to file quarterly/annual tax returns, but churches are not. Why should churches and clergy receive these tax benefits? Evangelicals scream about federal tax money supporting Planned Parenthood, yet the taxes paid by non-Christians directly support the operations of Evangelical churches and their ministers. Why should atheists, agnostics, humanists, and other secularists be forced to support Evangelical (and other Christian) congregations? Perhaps, it is time to pull the tax teat away from Evangelicals. Just because a church says it is a charity doesn’t make it one. And why should non-Evangelicals pay for clergy housing and living expenses? Man, all this talk of tax exemptions makes me want to go out and plant a new church: The First Church of the Latter-Day Dude — Ney Branch. (Please see How American Taxpayers Subsidize Churches and Ministers and Should Church Donations be Tax Deductible? and The Johnson Amendment: I Agree With Donald Trump and 21 Things You Might Not Know About Evangelical Churches and Pastors)


I have participated in countless church business meetings and board meetings over the years. What’s the number one thing talked about at these meetings? Money. How to generate more income and on what to spend it on. Some churches take in far more money than they could possibly spend so they “invest” the money. It is not uncommon for older, established churches to be sitting on piles of cash. I pastored two such churches over the years. Both were sitting on large sums of money. Yet, when I suggested spending some of the money to renovate buildings, expand ministries, increase salaries/benefits, or fund new outreach ministries, why, you would have thought I had asked them for their first-born sons. Come on, that was God, not Pastor Bruce.

Regardless of whether Evangelical churches spend the money as fast as it comes in or squirrel it away in bank investment accounts, the fact remains that church life revolves around money. One the one hand, this shouldn’t be a surprise. Life, for all of us, revolves around money. The difference, however, for Evangelicals is that they purport to believe and practice the teachings of the Bible and set themselves up as some sort of moral authority. If you take the higher moral ground, then you should expect that people are going to hold you to a higher standard. And if you say your life is governed by the Bible, people are going to look at how you and the churches you attend handle money and ask, where is your treasure?

 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: For where your treasure is, there will your heart be also. The light of the body is the eye: if therefore thine eye be single, thy whole body shall be full of light. But if thine eye be evil, thy whole body shall be full of darkness. If therefore the light that is in thee be darkness, how great is that darkness! No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon. Therefore I say unto you, Take no thought for your life, what ye shall eat, or what ye shall drink; nor yet for your body, what ye shall put on. Is not the life more than meat, and the body than raiment? Behold the fowls of the air: for they sow not, neither do they reap, nor gather into barns; yet your heavenly Father feedeth them. Are ye not much better than they? Which of you by taking thought can add one cubit unto his stature? And why take ye thought for raiment? Consider the lilies of the field, how they grow; they toil not, neither do they spin: And yet I say unto you, That even Solomon in all his glory was not arrayed like one of these. Wherefore, if God so clothe the grass of the field, which to day is, and to morrow is cast into the oven, shall he not much more clothe you, O ye of little faith? Therefore take no thought, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? (For after all these things do the Gentiles seek:) for your heavenly Father knoweth that ye have need of all these things. But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you. Take therefore no thought for the morrow: for the morrow shall take thought for the things of itself. Sufficient unto the day is the evil thereof. (Matthew 6:19-34)

First century Christians likely met in homes. Two thousand years later, expensive Christian churches sit on countless street corners. First century preachers were likely bi-vocational. Two thousand years later, full-time pastors make good money, complete with benefits and vested retirement plans. First century Christians likely spent significant time ministering to the least of these. Two thousand years later, churches spend most of their money on making fat sheep fatter. It can be argued, then, that the Christianity of Jesus and the early church has long since died, and that whatever people call Christianity today bears little to no resemblance to the church that Jesus built.

Want to change my mind about Evangelicalism? Start spending those Benjamins you worship. Start meaningfully ministering to the poor, immigrants, orphans, and the other hurting people. Fire your pastors and staff and tell them to get real jobs. Remove the golden idol from the center of the church, and then you’ll see what people are made of. As it stands now, I don’t see a Christianity that matters. It is unlikely that I will ever darken the doors of a church again, but how about living in ways that would cause me to admire you and the work you do from afar.

About Bruce Gerencser

Bruce Gerencser, 62, lives in rural Northwest Ohio with his wife of 41 years. He and his wife have six grown children and twelve grandchildren. Bruce pastored Evangelical churches for twenty-five years in Ohio, Texas, and Michigan. Bruce left the ministry in 2005, and in 2008 he left Christianity. Bruce is now a humanist and an atheist. For more information about Bruce, please read the About page.

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  1. Avatar

    After the Kingdom-that-never-was, the issue that Jesus spoke most about (if the synoptic gospels are to be believed) was money. He despised it and expected his followers to use what they had of it to help the poor and otherwise to dispense with it.

    He was probably speaking metaphorically. He always is when Christians don’t care for what he’s saying.

  2. Avatar

    One thing I want to suggest that you investigate and maybe write about Bruce, is faith based initiatives and how churches are raking it in, with government money. One growing concern I have is that most charities and social programs now outside the welfare office are now all faith based. I am no longer Christian, but still need to go to food co-ops, food pantries, and other programs for the poor due to being disabled.

    I know of communities in my state where all help for the homeless is only via Christian churches and programs. Life gets interesting for a poor person who no longer believes in Christianity. I sit there and smile during the gospel presentations when I need to go to a food pantry, one place that requires a circle of prayer for your food box, I haven’t gone to in some years. The local poor here in my small town have to be very careful of being open about atheism, or other forms of religion, humanism or liberal religion like Unitarian Universalism. There is open and direct invitations to attend their particular church too while at these meetings. Some put on the pressure while others are more easy going.

    I am glad some Christians help, and happy for the help but I wonder why it seems almost all social services, including job programs, work programs, thrift stores, jobs for the developmentally disabled, homeless shelters, health education programs, etc etc, are all being run by Christian and evangelical churches now.

    One thing that stands out to me, is the majority of these churches preach Republican politics, that downgrade programs and items like Social Security, Medicaid, Medicare or national health insurance, minimum wage, unions, that would ensure less poor people. I also have noticed with SOME, there is a paternalistic attitude towards the poor, where we are often given lessons in “correct” living that they seem to assume will cure our poverty like being given health 101 classes and lectures on budgeting. There is the attitude among many more well-off evangelicals that the poor are poor due to immoral choices, laziness, and “incorrect living”. The empathy for my husband’s newspaper career that went downward as lay-offs increased and his entry into lower paid gig employment was pretty low in those circles too. I also noticed many of the job programs seemed to push jobs that never would bring true escape from poverty like low-paid restaurant work, mowing lawns and landscape jobs.

    At least the government rules do not require I assent to the beliefs for the help but something about it disturbs me.

    I agree churches are businesses. I can’t be down on churches trying to meet monetary needs totally as I know some needs are necessary. Even my small UU church has to pay the light bill. However obviously there’s a salesman quality now to many churches, where they have to sell seats, and get them in the door. Some of these churches have huge money too, with building expansions that cost hundreds of thousands of dollars if not more.

    I also noticed over the years that the majority of evangelical and IFB pastors were of a far higher socioeconomic ranking them I was and it affected all the preaching. There probably are a few sincere poor ones, but the ones, I saw were mostly well off even in smaller churches.

    My last IFB pastor who moved to a new church after I moved bought a giant sail boat, and took extensive sailing trips with his stay at home wife and several children they homeschooled. He seemed never short of a dollar. I was friends with him on Facebook and saw this all openly displayed. I found it odd because he was only the pastor of a small IFB under 150 people, but thought well tithes are 10 percent of people’s income. His plan now is to move onto the boat full time, and sail the world with his kids doing missionary work/aka grifting for money without having a job anymore. I used to joke that guy lives like he won the Lotto.

    I knew deconversion was on the way, when we drove away from the last service at my second IFB in my more recent town, and I and husband seeing the pastor’s new 50,000 dollar plus truck in the drive way of the church made jokes about how so wonder he preached all the time about “those who don’t work won’t eat” because the guy was rolling in it.

    I do wonder about religion and money games all the time. I sure have had a lot of people preach a lot of things to me about God and money and how God would bless all those who obeyed. They taught me a lot of lies about money and false promises. Being a person of low income in the evangelical/IFB churches was a nightmare. We have an apartment and most of our needs are met, but I grew tired of their chipping away at my self esteem while making absurd demands I never followed for having 10 percent of my income. I see most religion now as a con game. It’s interesting to me too, how most of these evangelical and other churches are against all social justice.

    • Avatar
      Hugh D. Young

      Evangelicals are a bunch of cold, uncaring, self-righteous, hypocritical, COCK ROACHES! The sooner we SWAAAAAAT ‘EM THE BETTER! 🙂

  3. Avatar
    Julie S.

    Evangelicals, particularly IFB’s, are abhorrent when it comes to money & helping people outside of the church or outside community causes. They NEVER want to assist people except for their own (maybe), and if they do help community folks, they must attend at least one service & hear the plan of salvation. They never assist just to be a source of help like they should do. THAT would start to make a REAL difference in people’s lives.

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Bruce Gerencser